# Home Construction Loan in Hyderabad Source: https://hyderabadhomeloans.com/home-construction-loan-hyderabad/ · Updated 26 Sep 2026 Build on the plot you own — funds released as construction progresses. - Rates from: 7.15%* - Funding: Up to 90% - Salaried: Up to 30 yrs - Self-employed: Up to 25 yrs An LIC HFL Home Construction Loan finances building a house on a plot you already own. The loan is typically released in stages as construction progresses. Salaried, self-employed, professional and NRI borrowers can apply. ## Who can apply - Plot owners ready to build - Salaried, self-employed, professional and NRI borrowers - New and existing LIC HFL customers ## Key features - Up to 90% of property value for loans up to ₹30 lakh - Up to 80% for loans of ₹30–75 lakh - Up to 75% for loans above ₹75 lakh - Repayment up to 30 years for salaried and 25 years for self-employed applicants (subject to age and repaying capacity) - Online sanction facility and simple documentation ## Documents to keep ready - Plot title documents and approved building plan - Construction estimate from an engineer / architect - KYC and income documents ## How Hyderabad Home Loans helps - We check your eligibility and confirm whether this scheme is the best fit before you apply. - We review your documents before they go to LIC HFL, so there are fewer queries later. - We track your file with LIC HFL through sanction and disbursement. ## FAQs ### How is a construction loan paid out? Usually in stages linked to construction progress, after LIC HFL’s technical team inspects the site. ### Do I need an approved building plan? Yes. Keep your sanctioned building plan and a construction estimate ready — they decide how much you can borrow. ### Don’t own the plot yet? Look at the Composite Plot + Construction loan under our Plot Loan page — one loan for both, up to 30 years. --- Hyderabad Home Loans — authorised DSA of LIC Housing Finance Ltd since 2002. Free eligibility check: https://hyderabadhomeloans.com/. Phone / WhatsApp +91-8886249998.