# Home Extension Loan in Hyderabad

Source: https://hyderabadhomeloans.com/home-extension-loan-hyderabad/ · Updated 26 Sep 2026

More space for memories — add a floor or extra rooms to your home.

- Rates from: 7.15%*
- Funding: Up to 90%
- Salaried: Up to 30 yrs
- Self-employed: Up to 25 yrs

An LIC HFL Home Extension Loan finances adding space to your existing home — an extra floor, rooms or other structural additions.

## Who can apply

- Owners of an independent house
- Salaried, self-employed, professional and NRI borrowers
- New and existing LIC HFL customers

## Key features

- Up to 90% of property value for loans up to ₹30 lakh
- Up to 80% for loans of ₹30–75 lakh
- Up to 75% for loans above ₹75 lakh
- Repayment up to 30 years for salaried and 25 years for self-employed applicants
- Simple documentation, quick sanction and low EMI

## Documents to keep ready

- Ownership documents of the existing house
- Approved plan for the extension
- Cost estimate from an engineer / architect

## How Hyderabad Home Loans helps

- We check your eligibility and confirm whether this scheme is the best fit before you apply.
- We review your documents before they go to LIC HFL, so there are fewer queries later.
- We track your file with LIC HFL through sanction and disbursement.

## FAQs

### Do I need approval for the extra floor?

Yes. LIC HFL will need the approved plan for the extension along with a cost estimate.

### What is the difference between an extension and a renovation loan?

An extension loan adds new built-up area (floors or rooms); a renovation loan covers repairs and improvements to the existing space.

### How long can I repay?

Up to 30 years for salaried and 25 years for self-employed applicants, subject to age and repaying capacity.



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Hyderabad Home Loans — authorised DSA of LIC Housing Finance Ltd since 2002. Free eligibility check: https://hyderabadhomeloans.com/. Phone / WhatsApp +91-8886249998.