# Home Renovation Loan in Hyderabad

Source: https://hyderabadhomeloans.com/home-renovation-loan-hyderabad/ · Updated 26 Sep 2026

Give your home a new look — repairs and improvements, financed.

- Rates from: 7.15%*
- Salaried: Up to 30 yrs
- Self-employed: Up to 25 yrs
- Customers: New & existing

An LIC HFL Home Renovation (Home Improvement) Loan pays for repairs and improvements to the home you already own — at home-loan rates rather than personal-loan rates.

## Who can apply

- Owners of a house or flat
- Salaried, self-employed, professional and NRI borrowers
- New and existing LIC HFL customers

## Key features

- Up to 90% of property value for loans up to ₹30 lakh
- Up to 80% for loans of ₹30–75 lakh
- Up to 75% for loans above ₹75 lakh
- Repayment up to 30 years for salaried and 25 years for self-employed applicants
- Simple documentation, quick sanction and low EMI

## How Hyderabad Home Loans helps

- We check your eligibility and confirm whether this scheme is the best fit before you apply.
- We review your documents before they go to LIC HFL, so there are fewer queries later.
- We track your file with LIC HFL through sanction and disbursement.

## FAQs

### Why not use a personal loan for renovation?

A renovation loan from LIC HFL is secured by your home, so it usually carries a much lower rate and a longer tenure than a personal loan.

### I already have an LIC HFL home loan. Can I still apply?

Yes, the Home Renovation Loan is available to both new and existing customers.

### What do I need to show?

Ownership documents for the property and an estimate of the renovation work, along with KYC and income documents.



---

Hyderabad Home Loans — authorised DSA of LIC Housing Finance Ltd since 2002. Free eligibility check: https://hyderabadhomeloans.com/. Phone / WhatsApp +91-8886249998.