# Loan Against Rental Securitization (Lease Rental Discounting)

Source: https://hyderabadhomeloans.com/lease-rental-discounting-hyderabad/ · Updated 26 Sep 2026

Make more of your rental income — a loan backed by rent from leased office premises.

- Rates from: 11.35%*
- Loan: Up to ₹20 Cr
- Tenure: Up to 10 yrs
- For: Companies

Also called Lease Rental Discounting, this LIC HFL loan lets listed and unlisted companies raise funds against commercial office premises — already owned or being purchased — backed by their rental income.

## Who can apply

- Listed and unlisted companies
- Owners of completed, leased commercial office premises

## Key features

- Security: commercial office premises, already owned or to be purchased with the loan
- Use for repaying existing loans (including takeover) or buying fixed assets
- Only for properties completed in all respects
- Maximum term 10 years

## How Hyderabad Home Loans helps

- We check your eligibility and confirm whether this scheme is the best fit before you apply.
- We review your documents before they go to LIC HFL, so there are fewer queries later.
- We track your file with LIC HFL through sanction and disbursement.

## FAQs

### What is lease rental discounting?

A loan given against the rent you receive from a leased commercial property — the rent receivables support the repayment.

### Who can apply with LIC HFL?

Listed and unlisted companies with completed commercial office premises.

### What is the maximum tenure?

Up to 10 years.



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Hyderabad Home Loans — authorised DSA of LIC Housing Finance Ltd since 2002. Free eligibility check: https://hyderabadhomeloans.com/. Phone / WhatsApp +91-8886249998.