# NRI Home Loan in Hyderabad Source: https://hyderabadhomeloans.com/nri-home-loan-hyderabad/ · Updated 26 Sep 2026 Home is calling — buy or build in Hyderabad while you work abroad. - Rates from: 7.15%* - Pre-payment: No charges - Tenure: 15–20 yrs - Funding: Up to 90% LIC HFL offers home loans to Non-Resident Indians and Persons of Indian Origin who are in service abroad — to buy an under-construction or ready home, construct a house, or renovate a property in India. We coordinate the paperwork with you remotely, and with your family or power-of-attorney holder in Hyderabad, so you don’t have to fly down for every step. ## Who can apply - Non-Resident Indians (NRIs) in service - Persons of Indian Origin (PIOs) in service ## Key features - No pre-payment charges - Maximum term: 15 years for non-professionals, 20 years for professionals - For purchase or construction of a house / flat, or repairs and renovation - Takeover / balance transfer of existing home loans possible - Online sanction facility - Up to 90% of property value for loans up to ₹30 lakh - Up to 80% for loans of ₹30–75 lakh - Up to 75% for loans above ₹75 lakh ## Documents to keep ready - Passport (mandatory for NRIs), PAN, Aadhaar and proof of residence - Salary slips and employment proof - Bank statements for the last 6–12 months - Property documents: ownership proof / builder allotment letter, up-to-date tax receipt ## How Hyderabad Home Loans helps - We check your eligibility and confirm whether this scheme is the best fit before you apply. - We review your documents before they go to LIC HFL, so there are fewer queries later. - We track your file with LIC HFL through sanction and disbursement. ## FAQs ### Can I apply while living abroad? Yes. We guide you through the documents remotely and coordinate with your family or power-of-attorney holder in Hyderabad. ### What is the maximum tenure for NRIs? 15 years for non-professionals and 20 years for professionals, subject to age and repaying capacity. ### Are there pre-payment charges? No. LIC HFL’s NRI home loans have no pre-payment charges, so you can pre-pay from your NRE/NRO savings without a penalty. --- Hyderabad Home Loans — authorised DSA of LIC Housing Finance Ltd since 2002. Free eligibility check: https://hyderabadhomeloans.com/. Phone / WhatsApp +91-8886249998.