# Plot Loan in Hyderabad

Source: https://hyderabadhomeloans.com/plot-loan-in-hyderabad/ · Updated 26 Sep 2026

Buy a residential plot from a development authority or approved layout — and build when you’re ready.

- Rates from: 7.35%*
- Funding: Up to 75%
- Tenure: Up to 15 yrs
- Plot + build: Up to 30 yrs

An LIC HFL Plot Loan helps you buy a residential plot from a government body, development authority or an approved layout.

If you plan to build soon, the Composite Loan covers both the plot purchase and the house construction in one loan — provided construction is completed within 3 years of buying the plot.

## Who can apply

- Resident Indian individuals
- Non-Resident Indians (NRIs)
- Salaried and self-employed applicants

## Key features

- Plot purchase: up to 75% of the property value, repayable over up to 15 years
- Composite loan (plot + construction): tenure up to 30 years
- Composite loan requires construction to be completed within 3 years of the plot purchase
- Online sanction facility and simple documentation
- Takeover / balance transfer of existing loans possible

## How Hyderabad Home Loans helps

- We check your eligibility and confirm whether this scheme is the best fit before you apply.
- We review your documents before they go to LIC HFL, so there are fewer queries later.
- We track your file with LIC HFL through sanction and disbursement.

## FAQs

### How much of the plot price will LIC HFL finance?

Up to 75% of the property value for a plot purchase. You pay the balance, plus registration and stamp duty, yourself.

### Can I take one loan for the plot and the house?

Yes. LIC HFL’s Composite Loan covers both, with a tenure of up to 30 years, if you complete construction within 3 years of buying the plot.

### Which plots are eligible?

Residential plots bought from government bodies, development authorities or approved layouts. Share the layout approval details and we’ll check before you pay an advance.



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Hyderabad Home Loans — authorised DSA of LIC Housing Finance Ltd since 2002. Free eligibility check: https://hyderabadhomeloans.com/. Phone / WhatsApp +91-8886249998.