Flat in a high-rise under construction
Released in stages as the tower rises; until it is fully released you pay interest only on what has been disbursed. An LIC HFL approved project moves faster.
High-rise towers and villa communities around the Financial District and the ORR — LIC HFL loans planned for larger budgets and long build times.
Covering Kokapet · Narsingi · Puppalaguda · Manikonda · Nanakramguda · Financial District
Released in stages as the tower rises; until it is fully released you pay interest only on what has been disbursed. An LIC HFL approved project moves faster.
Financed as a home loan once LIC HFL has checked the layout and building approvals.
NRIs can apply with a power-of-attorney holder in Hyderabad; we coordinate the paperwork remotely.
Adding a co-applicant’s income raises eligibility for the larger loans common here.
Kokapet, Narsingi and Puppalaguda sit around the Financial District and the Outer Ring Road on the city’s south-west side. Many of Hyderabad’s tallest residential towers are being built here, several on land HMDA auctioned in Kokapet’s Neopolis layout, alongside villa communities and apartments in Narsingi and Manikonda.
Budgets here are among the highest in the city, many projects take several years to complete, and many buyers combine incomes or buy from abroad. Each of these changes how much LIC HFL will lend, how the loan is released and which documents matter, so it is worth planning the loan before you book.
For Kokapet and the Financial District, the closest LIC HFL office is the Gachibowli area office, on the entire 1st floor, Ayyappa Arcade, Plot No. 22, Janardhana Hills, Gachibowli, Hyderabad 500032 (phone 040-23447239, am_gachibowli@lichousing.com).
For Narsingi, Manikonda and the Rajendranagar side, the Shamshabad area office is closer. Despite its name, it is in Attapur: 13-6-434/A/33/2, First Floor, Maruthi Nagar, Mehdipatnam Ring Road, Pillar No. 83, Attapur 500008 (am_shamshabad@lichousing.com).
You don’t need to visit an LIC HFL office for a new home loan: our office is in Hydernagar, Kukatpally, near JNTU Metro, and we collect and check your documents and submit your file. Existing borrowers can call LIC HFL’s customer care on 1800 209 1989 or WhatsApp 83699 98182. Every LIC HFL office in the city, with phone numbers, is in LIC Housing Finance Hyderabad: all 16 offices.
Office details from LIC HFL’s branch locator, checked 30 October 2026. “Nearest” is by distance; it is not an official list of which office handles your area.
LIC Housing Finance has already completed the legal and technical checks on these projects, so a home loan here usually moves faster — and special offers and fee concessions are often available.
By neighbourhood: Kokapet (1)
At LIC HFL’s starting rate of 7.40%*. Your own rate depends on your CIBIL score and profile.
| Loan | EMI · 20 years | EMI · 30 years | Take-home pay usually needed* |
|---|---|---|---|
| ₹1 Cr | ₹79,949 | ₹69,238 | ₹1,07,000/month |
| ₹1.5 Cr | ₹1,19,923 | ₹1,03,857 | ₹1,60,000/month |
| ₹2 Cr | ₹1,59,898 | ₹1,38,476 | ₹2,13,000/month |
*For the 30-year EMI with no other loans, assuming about 65% of take-home pay can go to EMIs. Work out your own eligibility.
LIC HFL’s Gachibowli area office, on the 1st floor of Ayyappa Arcade, Janardhana Hills, Gachibowli, Hyderabad 500032, is the closest to Kokapet, Narsingi and the Financial District (as listed on LIC HFL’s branch locator; check it before you visit). You can apply there, or through us at our Hydernagar office near JNTU metro: the LIC HFL rate is the same and our help is free.
For a loan above ₹75 lakh, RBI allows up to 75% of the property value — up to about ₹1.5 crore on a ₹2 crore flat — subject to your income, existing EMIs, age and CIBIL score. Adding a co-applicant usually raises the figure.
In stages, as construction progresses and LIC HFL verifies the work. Until the loan is fully released you pay interest only on the amount disbursed (pre-EMI), or you can choose to start full EMIs earlier.
Yes. LIC HFL offers home loans to NRIs and PIOs. We coordinate the documents with you remotely and with your family or power-of-attorney holder in Hyderabad.
LIC HFL approved projects in and around Kokapet, Narsingi & Financial District that we work with include Aspire Ameya. Home loans in approved projects are usually faster because LIC Housing Finance has already checked the project, and special offers are often available. The full list with RERA numbers is on our approved projects page.
No. As an authorised DSA of LIC Housing Finance, our help — from checking your eligibility to disbursement — is free for you. You pay only LIC HFL’s own charges, which we explain upfront.
*Starting rate for eligible borrowers, as published by LIC HFL (updated 31 October 2026). Hyderabad Home Loans (Elite Financial Services) is an authorised Direct Selling Agent of LIC Housing Finance Ltd. We process the loan login, documentation, and file presentation and structuring according to the most suitable scheme. We are appointed by LIC HFL, but the final decision lies with the credit appraisal team of LIC HFL. EMIs shown are illustrations.
LIC HFL rates from 7.40%*
Know your eligibility before you commit.
Free assessment from an authorised LIC HFL DSA — no obligation.
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