Plot in an approved layout
Up to 75% of the plot value, repayable over up to 15 years.
- LIC HFL rates from
- 7.15%*
- Approved projects here
- 0
- Our office
- Hydernagar, Kukatpally
- Our fee to you
- Nil
Buying in Kompally? The loan that fits
Building a house on your plot
The construction loan is released in stages as the work is done, against your approved building plan and estimate.
Plot and house together
A composite loan covers both, with up to 30 years to repay, if you finish building within 3 years.
Villa or apartment
A regular home loan — quicker if the project is LIC HFL approved.
Along the highway north of Secunderabad, Kompally and Medchal offer more space for the money — independent houses, villas, open plots in approved layouts and newer apartment projects.
With a plot, the layout’s approval matters as much as your income: LIC HFL lends only on residential plots in approved layouts, so check before you pay an advance. And if you already own a plot here, a construction loan pays for the house in stages as it is built.
Before you pay an advance in Kompally
- Confirm the layout is approved and that your plot number appears in the approved layout plan — LIC HFL does not fund plots in unapproved layouts.
- Check the title chain and encumbrance on the plot before paying an advance.
- For construction, get the building permission and a builder’s or engineer’s estimate first — the loan is sanctioned against them.
- If you plan to build within 3 years, ask about the composite loan instead of a separate plot loan.
How we help
- We check your eligibility and tell you which LIC HFL scheme fits before you commit to a property.
- We check the property papers and your documents before they go to LIC HFL, so there are fewer queries later.
- We track your file with LIC HFL through sanction and disbursement — one person, from first call to keys.
Buying in a project in Kompally?
Tell us the project name and we’ll confirm whether LIC HFL has approved it. See the approved projects list.
What the EMI looks like
At LIC HFL’s starting rate of 7.15%*. Your own rate depends on your CIBIL score and profile.
| Loan | EMI · 20 years | EMI · 30 years | Take-home pay usually needed* |
|---|---|---|---|
| ₹30 L | ₹23,530 | ₹20,262 | ₹31,000/month |
| ₹50 L | ₹39,216 | ₹33,770 | ₹52,000/month |
| ₹75 L | ₹58,825 | ₹50,656 | ₹78,000/month |
*For the 30-year EMI with no other loans, assuming about 65% of take-home pay can go to EMIs. Work out your own eligibility.
Home loans in Kompally: common questions
Yes, for residential plots in approved layouts: up to 75% of the plot value, repayable over up to 15 years. Plots in unapproved layouts are not funded.
LIC HFL sanctions the loan against your approved building plan and cost estimate, then releases it in stages as construction progresses, after checking the work done.
Yes. LIC HFL’s composite loan covers the plot purchase and the construction, with a tenure of up to 30 years, provided construction is completed within 3 years of buying the plot.
LIC HFL’s approvals change over time. Tell us the project you are considering in Kompally and we will confirm its status with LIC HFL — if it is not approved, LIC HFL can still appraise your individual flat.
No. As an authorised DSA of LIC Housing Finance, our help — from checking your eligibility to disbursement — is free for you. You pay only LIC HFL’s own charges, which we explain upfront.
Nearby
All areas Other areas we serve
- Home loan in Kukatpally & KPHBKukatpally, KPHB Colony, Hydernagar, Vivekananda Nagar
- Home loan in Miyapur & ChandanagarMiyapur, Chandanagar, Madinaguda, Hafeezpet
- Home loan in Nizampet & BachupallyNizampet, Bachupally, Pragathi Nagar, Bowrampet
- Home loan in Lingampally, Tellapur & KollurLingampally, Nallagandla, Tellapur, Kollur
- Home loan in Patancheru & SangareddyPatancheru, Ameenpur, Beeramguda, Isnapur
*Starting rate for eligible borrowers, as published by LIC HFL (updated September 2026). Hyderabad Home Loans (Elite Financial Services) is an authorised Direct Selling Agent of LIC Housing Finance Ltd, not LIC HFL. Sanction, rate and terms are at LIC HFL’s sole discretion; final eligibility is subject to lender assessment. EMIs shown are illustrations.