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LIC HFL home loan rates start from 7.15%* |*Depends on CIBIL score & LIC HFL credit policy · Updated September 2026 ●No pre-payment charges ●Authorised LIC HFL DSA since 2002 ●Call / WhatsApp 88862 49998
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LIC HFL · Other Loans

Loan Against Rental Securitization (Lease Rental Discounting)

Make more of your rental income — a loan backed by rent from leased office premises.

Rates from
11.35%*
Loan
Up to ₹20 Cr
Tenure
Up to 10 yrs
For
Companies

Also called Lease Rental Discounting, this LIC HFL loan lets listed and unlisted companies raise funds against commercial office premises — already owned or being purchased — backed by their rental income.

Who can apply

  • Listed and unlisted companies
  • Owners of completed, leased commercial office premises

Key features

  • Security: commercial office premises, already owned or to be purchased with the loan
  • Use for repaying existing loans (including takeover) or buying fixed assets
  • Only for properties completed in all respects
  • Maximum term 10 years

How Hyderabad Home Loans helps

  • We check your eligibility and confirm whether this scheme is the best fit before you apply.
  • We review your documents before they go to LIC HFL, so there are fewer queries later.
  • We track your file with LIC HFL through sanction and disbursement.

*Starting rate for eligible borrowers, as published by LIC HFL (updated September 2026). Your rate depends on CIBIL score, loan amount, profile and LIC HFL credit policy — we confirm it before you apply.

Frequently asked questions

A loan given against the rent you receive from a leased commercial property — the rent receivables support the repayment.

Listed and unlisted companies with completed commercial office premises.

Up to 10 years.

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All LIC HFL loan products

Hyderabad Home Loans (Elite Associates) is an authorised Direct Selling Agent of LIC Housing Finance Ltd. Product names, features and rates are as published by LIC HFL; sanction, rate and terms are at LIC HFL’s sole discretion. Final eligibility is subject to lender assessment.

LIC HFL rates from 7.15%*

Know your eligibility before you commit.

Free assessment from an authorised LIC HFL DSA — no obligation.

Free eligibility check

Step 1 of 4

What do you need a loan for?

Free · No obligation · Takes about a minute

Disclaimer: Elite Financial Services operates as an authorized intermediary for home loan products offered by partner banks and Non-Banking Financial Companies (NBFCs) including HDFC, ICICI Bank, Axis Bank, LIC Housing Finance, and others. While we facilitate the loan application process, the actual loan disbursement is made directly by these financial institutions. Elite Financial Services is not a lender and does not own the brands or logos of these institutions. All trademarks, logos, and names used are the property of their respective owners and are used with permission solely to facilitate the loan services we provide.
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