Quick answer: We are open to partnerships with builders and developers, real estate agents and brokers, channel partners, and professionals such as CAs in Hyderabad. As an authorised LIC Housing Finance DSA since 2002, with more than ₹2,500 crore of home loans disbursed through us, we take care of your buyers’ and clients’ home loans from eligibility check to disbursement, so your deals close faster.
Elite Associates · Hyderabad Home Loans · Authorised LIC HFL DSA since 2002.
Who we partner with
| Partner | How we help | What you gain |
|---|---|---|
| Builders and developers | Support with LIC HFL project approval (APF) for apartments and plot ventures; a home loan desk for your buyers; stage-wise disbursement follow-up | Buyers get faster sanction, a special processing-fee discount and no legal and technical fee in APF projects; steadier collections |
| Real estate agents and brokers | We check a buyer’s eligibility before site visits, give the exact document list and follow the file to disbursement | Fewer deals lost to loan delays; buyers who know their budget |
| Channel and referral partners | You refer customers for home loans, plot loans, balance transfers, top-ups or loans against property; we handle the rest and keep you updated | A reliable LIC HFL partner for your customers; terms agreed directly with you |
| CAs, tax consultants and HR teams | Eligibility checks and loan guidance for your clients or employees, including self-employed and NRI cases | A trusted home loan contact for the people you advise |
Why partner with us
- Authorised LIC HFL DSA since 2002, with more than ₹2,500 crore of home loans disbursed through us
- Recognised by LIC HFL: Pride & Elite member (2025–26) and a Certificate of Appreciation from LIC HFL’s MD & CEO (FY 2023–24)
- Every LIC HFL product in one place: home, plot, construction, renovation, balance transfer, top-up, NRI, pensioners, Griha Sugam and loan against property
- Transparent with customers: they pay nothing extra for our service, and all fees go to LIC HFL against a receipt
- One point of contact and regular status updates on every file you send
How it works
- WhatsApp or call us and tell us about your project, agency or practice.
- We meet, agree how leads will be shared and how you will be updated, and confirm the terms.
- You send customers; we check eligibility, collect documents, submit to LIC HFL and update you until disbursement.
For builders: APF approval
A project approved by LIC HFL in advance (APF) means buyers only need their own eligibility checked, so loans move faster. We help developers through the approval process; see APF approval in Hyderabad and what APF means. Approved projects are listed on our approved projects page, which ranks first on Google for LIC HFL approved projects in Hyderabad.
Frequently asked questions
Do customers pay more if a partner refers them?
No. The customer gets LIC HFL’s rate and terms, exactly as at the branch, and pays nothing extra for our service.
Do you work only with LIC Housing Finance?
Yes. We are an authorised DSA of LIC Housing Finance Ltd. Loans are sanctioned solely by LIC HFL.
Can you help with plot ventures as well as apartments?
Yes. LIC HFL also approves HMDA plot ventures, and plot buyers there get the same benefits as flat buyers. See HMDA vs DTCP plot loans.
What are the partnership terms?
They depend on the type of partnership and are agreed directly with each partner. WhatsApp us and we will explain.
Which areas do you cover?
All of Hyderabad and its suburbs, working with LIC HFL’s area offices across the city. See our LIC home loan agent page.
Hyderabad Home Loans is run by Elite Financial Services, an authorised Direct Selling Agent (DSA) of LIC Housing Finance Ltd. We are not LIC HFL. Loans are sanctioned solely at LIC HFL’s discretion; rates and fees may change.