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LIC HFL home loan rates start from 7.15%* |*Depends on CIBIL score & LIC HFL credit policy · Updated September 2026 ●No pre-payment charges ●Authorised LIC HFL DSA since 2002 ●Call / WhatsApp 88862 49998
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LIC HFL · Other Loans

Loan Against Property in Hyderabad

Unlock the value of your house or flat for education, marriage or business.

Rates from
9.70%*
Minimum
₹2 lakh
Tenure
Up to 15 yrs
Property age
Up to 35 yrs

LIC HFL’s Loan Against Property (for individuals) lets you raise funds by mortgaging your residential house or flat — for your children’s education or marriage, buying another property, or expanding your business.

Who can apply

  • Resident Indians only
  • Owners of a residential house or flat not older than 35 years

Key features

  • For children’s education or marriage, purchase of another property, or business expansion
  • Minimum loan ₹2,00,000
  • Maximum term 15 years
  • Security: equitable / registered mortgage of the residential property
  • Property must not be older than 35 years

How Hyderabad Home Loans helps

  • We check your eligibility and confirm whether this scheme is the best fit before you apply.
  • We review your documents before they go to LIC HFL, so there are fewer queries later.
  • We track your file with LIC HFL through sanction and disbursement.

*Starting rate for eligible borrowers, as published by LIC HFL (updated September 2026). Your rate depends on CIBIL score, loan amount, profile and LIC HFL credit policy — we confirm it before you apply.

Frequently asked questions

A residential house or flat that you own, not older than 35 years. The scheme is for resident Indians.

Children’s education or marriage, buying another property, or business expansion.

The minimum loan is ₹2 lakh, with a maximum tenure of 15 years.

Helpful guides

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All LIC HFL loan products

Hyderabad Home Loans (Elite Associates) is an authorised Direct Selling Agent of LIC Housing Finance Ltd. Product names, features and rates are as published by LIC HFL; sanction, rate and terms are at LIC HFL’s sole discretion. Final eligibility is subject to lender assessment.

LIC HFL rates from 7.15%*

Know your eligibility before you commit.

Free assessment from an authorised LIC HFL DSA — no obligation.

Free eligibility check

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What do you need a loan for?

Free · No obligation · Takes about a minute

Disclaimer: Elite Financial Services operates as an authorized intermediary for home loan products offered by partner banks and Non-Banking Financial Companies (NBFCs) including HDFC, ICICI Bank, Axis Bank, LIC Housing Finance, and others. While we facilitate the loan application process, the actual loan disbursement is made directly by these financial institutions. Elite Financial Services is not a lender and does not own the brands or logos of these institutions. All trademarks, logos, and names used are the property of their respective owners and are used with permission solely to facilitate the loan services we provide.
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